A MEMBER OF AUSTIN CREDIT GROUP OFFERING PROFESSIONAL CREDIT COUNSELING, CREDIT REPAIR & RESTORATION, AND CREDIT REBUILDING SERVICES
TAKE BACK YOUR LIFE!  CALL TODAY! (512) 697-9784
Licensed, Bonded, Red-Flag Compliant, Credit Repair Services
W E   N O T   O N L Y   R E P A I R   Y O U R  C R E D I T,   W E   R E P A I R   Y O U R   L I F E !
PROGRAM / PRICING
W E   N O T   O N L Y   R E P A I R   Y O U R  C R E D I T,   W E   R E P A I R   Y O U R   L I F E !
The Program TRW's Guarantee

Once you have enrolled in TRW's program, we order the reports from each of the three credit bureaus.  Since we are operating on your behalf, the reports are sent to you.  Once you receive these reports we need to arrange to get them to TRW's operation in Pottsboro, Texas; this is usually accomplished by delivering them to your agent (ACG).

ACG then scans the documents and emails them to TRW's corporate office for processing.  We will be happy to send a set of these scanned documents to you for your records, on request.

Our system is cyclic in that we do the same things

over and over.  The first cycle takes about 45 days from the day you are enrolled in our program.  Then about every 35 days you will receive correspon- dence and reports from all three bureaus. We then get these documents to me for continuing the process for one-year.

Our office disputes the validity of all negative items on your reports.  This is akin to standing up in a court of law and stating "Not Guilty."  This sets the bureau into an investigation of each item with the entity that placed the information requiring the information be proven and valid or it is removed from your report.

Remember, TRW Credit Group is Licensed, Bonded and Red-Flag compliant, and does provide the client will be satisfied with their services. 

Here is an excerpt from the agreement you will be signing to enroll in TRW's program. "TRW agrees only to challenge items under the Fair Credit Reporting Act. TRW makes no guarantee concerning improvement of the customer’s credit history or FICO score, as both are dependent upon many factors beyond our control. Should TRW be unable to improve a customer’s credit profile, the customer shall be entitled to a refund subject to processing fee."  The processing fee is only $49.
W E   N O T   O N L Y   R E P A I R   Y O U R  C R E D I T,   W E   R E P A I R   Y O U R   L I F E !
The Pricing At What Rate Do You Qualify?

We offer three payment options with three ways to pay for the service. Payment is accepted via Debit/Credit Card, or Bank Draft.  We also can finance the program with only $99 down.

Retail Pricing is $699 for our one-year program. 

Effective July 1, Austin Credit Group will discount the fee $25 to clients able to pay the full fee at the time of enrollment.  This brings the price down to $674.

We can split your fee into two payments 30-days apart.  At the time of enrollment $350 will be charged to your account, then approximately 30-days later the balance of $349 will be charged to your account.

Our Financing Program will cost the client $100 more for a total of $799.  The payment program is $99 down with $175 per month over the next four-months.

Your credit score will determine the interest rate a lender will offer you on their loan program.  The only difference here is 0.55% in the Annual Percentage Rate (APR).  Compare your options yourself here!
  1st Option 2nd Option Difference
Loan Amount $125,000 $125,000  
APR % 4.99% 5.54%
Term (months) 360 360
Payment (Monthly) $670.26 $712.88 $42.61
       
Interest Paid (First 60 months) $29,985.42 $33,409.46 $3,424.04
       
Term of Loan % $116,294.78 $131,635.54 $15,340.75

The difference between these two programs could be as little as 50 points on the FICO Score.  Our clients see 120 to 200 point improvement in 3-6 months in most cases.  Some see positive results in the first 45-days of our program.

L I C E N S E D - B O N D E D - L E G A L  -  R E D - F L A G  C O M P L I A N T - G U A R A N T E E D  R E S U L T S - N O  H I D D E N  F E E S

     
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